21 Cash Review 2024: Can You Win Actual Cash?

Key takeaways

• Free and paid games are available in most states.
• You must be at least 18 to play 21 Cash.
• We like that winning is based on skill rather than chance.
• 21 Cash has a 4.7 out of 5 rating on the App Store.
• You can withdraw available funds using PayPal or Apple Pay; deposit methods include Apple Pay, PayPal, and credit cards (Visa, Mastercard, and American Express).

What is 21 Cash?

21 Cash is a legit money-making game app available on the App Store for compatible iOS devices, including iPhones and iPads. It doesn’t appear to be available for Android users at the moment on the Galaxy Store or Google Play.

21 Cash was created by Papaya Gaming and has an overall rating of 4.7 out of 5 on the App Store, with more than 15,000 ratings and reviews.

Papaya Gaming is a mobile gaming company based out of Tel Aviv, Israel. Papaya games have been downloaded more than 37 million times worldwide, and their average rating on the App Store is 4.7 out of 5. Other popular games from Papaya Gaming include Solitaire Cash, Bingo Cash, and Bubble Cash.

How much can you earn with 21 Cash?

You aren’t guaranteed to earn anything with 21 Cash, but it’s possible to win some money if you play in cash games. This is a skill-based game, not a scam or a game of chance. So whether you win any money comes down to whether you’re better than your opponents.

Although 21 Cash's gameplay borrows heavily from elements of classic 21 and blackjack, it’s not exactly the same. This means that actually playing the game can help you practice and get better, whether you’re playing for gems (the in-game currency) or for actual cash.

From playing 21 Cash, we were able to see how much money you could potentially earn. For example, one of the cash modes available to new players is called “Rookie” and provides a $5 prize pool with a $1 entry fee. First place wins $2.90, second place wins $1.40, and third place wins 70 cents.

So in this game mode, you only win money if you place first or second out of seven players because you have to account for the entry fee. Considering each game lasts three minutes, you could play 20 games in an hour and make $38 if you placed first every time. But unless you’re amazing at 21 Cash, you likely wouldn’t place first in every match.

Keep in mind that there are other game modes with larger prize pools, which increases the amount of money you might be able to earn. For instance, we saw a limited-time game mode with a $55 prize pool and an $11.50 entry fee, with first place taking $30.

We don’t have the skills to be considered anything more than average at 21 or blackjack, but we consistently placed in the top three for the free games we played with 21 Cash. However, we expect that we would face stiffer competition the more we played, especially if we ventured into cash tournaments.

But we still had fun playing, and if you have blackjack skills, it could be a decent way for you to learn how to make money in your free time.

Withdrawals and deposits

21 Cash accepts these deposit methods:

• Apple Pay
• PayPal
• Visa
• Mastercard
• American Express

You can request a payout from your account balance using PayPal or Apple Pay. You can’t make any cashout requests until your account is registered.

How to make more money with 21 Cash

Here are some tips to help maximize your earnings from playing 21 Cash:

• Play the free game modes to practice and get better before you deposit money and play in cash tournaments.
• Brush up on your 21 skills, including knowing the math behind which cards to generally place together and which cards to generally separate.
• Play quickly to earn a time bonus.
• Avoid busts, because it’s negative 250 points per bust, and you get a 250-point bonus at the end if you’re bust-free.
• Use your hold pile strategically (like holding a joker that can clear any pile) so you can clear multiple piles at the same time and get a streak bonus.
• Build multiple piles at the same time so you can increase your chances of getting a streak bonus.
• Consider building piles to values of 11 because the chances are high that you’ll get a 10-value card from the deck.

Keep in mind that you’re likely to get better at a game like 21 Cash if you play a lot. And because you can play for free, there’s no limit to the number of practice games you can get in before you try out a cash game.

Using this strategy can help you improve your 21 skills, including card counting, which is basically knowing which cards have already been played and which cards are still in the deck. Knowing the statistical chances of a certain card coming up can help you adjust your strategy mid-game and, hopefully, improve your overall score.

How to get started with 21 Cash

You must be at least 18 to play 21 Cash. Cash tournaments for Papaya Gaming mobile apps aren’t available in Arizona, Arkansas, Delaware, Indiana, Iowa, Louisiana, Maine, Maryland, Montana, and South Carolina.

The process for installing 21 Cash and learning how to play is easy and straightforward. Follow these steps and screenshots to get started:

1. Download 21 Cash from the App store.

2. Open the 21 Cash app and select a username and avatar.

3. Learn how to play the game.

4. Play a tutorial match.

5. Play another match.

6. When you can, select the account button in the bottom right corner and then choose “Register Now!” to register your account.

7. You will need to fill out a registration form that includes your name, birthday, email, zip code, and mobile phone number.

8. You will also have to turn on location services to see whether you’re eligible to participate in cash tournaments.

FAQs about 21 Cash

Alternatives to 21 Cash: Bingo Clash and Solitaire Cash

If 21 Cash isn’t the right app for you, consider some of our other recommended game apps.

Bingo Clash

Bingo Clash is a top-rated game on the App Store that puts the classic elements of bingo into a fun and competitive mobile app. Games are quick, and you have the option to play against other players for free or in cash games for a chance to win real money.

Learn more in our Bingo Clash review.

Solitaire Cash

Solitaire Cash is a free skill-based gaming app based on the classic Klondike Solitaire game. You can play in free game modes against other players or participate in cash tournaments to win real cash prizes.

Check out our Solitaire Cash review.

21 Cash review: Bottom line

21 Cash is a fun and competitive mobile game that’s easy to learn and understand, especially if you already know how to play card games such as blackjack or 21. We like how easy it is to get started and that you have the option to play free or paid game modes in most states.

It’s also nice to know that matchmaking against other players is based on skill, so you shouldn’t necessarily get blown out of the water in every game by top players. But it could be difficult to turn this into a serious side hustle unless you have the skills to make it worthwhile.

Check out our page on the best side hustles to see more ways to make money in your free time.

4.3

FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

Free to play with many opportunities to win cash

The game mechanics are simple and easy to understand, especially if you’re familiar with 21 or blackjack

Skill-based and fair