Are you getting the most out of your Costco membership and maximizing how much money you can save?
Sure, you stock up on pantry staples or frozen items when you head to the warehouse retailer. But you may be overlooking some other money-saving perks of shopping at Costco.
So next time you head out to the warehouse, take advantage of these clever ways to maximize your membership.
Save on gas
Gas prices are high right now, but Costco offers a great way to save on fuel.
The Costco gas station typically offers fuel that is a little cheaper per gallon than what you pay at other local gas stations. Over the course of a year, those savings can really add up.
Save on travel
Check out Costco Travel if you are planning a trip somewhere special. You can book hotel rooms, flights, and rental cars at a discount using your Costco membership.
Using the retailer's travel site also can get you other perks, such as meal credits and 2% back on travel purchases if you're an Executive member.
Set up qualifying direct deposit - pocket up to $350
If you aren't banking1 <p class="">Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.<br></p> through Chime®, you're missing out on a huge boost of extra cash just by following a few simple steps.
Earn a bonus up to $350:2 <p>Limited time only. Terms apply, must open the new account and complete qualifying activities to earn up to $350.00 in rewards. Link to full terms can be found at <a href="https://www.chime.com/join/promos/intro-offer-v2b/#terms">https://www.chime.com/join/promos/intro-offer-v2b/#terms</a></p> To qualify, open a new Chime Checking Account here. Earn $100 with a $200+ direct deposit in your first 30 days. Receive a $200+ direct deposit in the next calendar month to get an additional $100. In your third calendar month, receive a $200+ direct deposit and get the final $150. Full bonus earned!
This is a great way to supercharge your earnings, and basically takes no extra work other than following the steps above. Even better, Chime Checking offers no monthly fees, no overdraft fees, no minimum balance requirement, and no foreign transaction fees.
You can also get paid up to 2 days early3 <p>Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p> with direct deposit, access over 47,000 fee-free ATMs,4 <p>Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.</p> enjoy fee-free overdraft up to $200,5 <p>SpotMe® on Credit is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, "SpotMe"). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.</p><p>Qualifying members will be allowed to overdraw their Chime Checking Account and/or their Secured Deposit Account up to $20 in total, but may be later eligible for a higher combined limit of up to $200 or more based on member’s Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your SpotMe Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your SpotMe Limit. SpotMe for Credit and SpotMe on Debit share a single SpotMe limit. Your SpotMe Limit may change at any time, at Chime or its banking partners’ discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions or OTC cash withdrawal fees at retailers. SpotMe won’t cover non-card transactions, including ACH transfers, Pay Anyone, or Chime Checkbook transactions. <a href="https://www.chime.com/policies/">SpotMe terms and conditions</a>.</p> and 24/7 live support, with a real human.
Open your account and set up direct deposit to earn a $350 bonus
Save on prescriptions
Costco has an excellent prescription drug program for its members. It allows them to get great prices on their medications at Costco and thousands of network pharmacies.
You also get other perks, such as mail delivery of your medication and automatic refills. These benefits add up and are some of the many smart shopping hacks at the warehouse retailer.
Costco can also save you money on prescriptions for your pets, so don't forget to look for deals on medication for your furry friends.
Get discounted gift cards
Gift cards can be great presents in a pinch, so check out the options at Costco. You can often pick up gift cards that are worth more than their price.
These discounted gift cards are also a great option if you're retired and living on a fixed income, or are simply trying to save money at any age.
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