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If you’re ready to retire sooner than you initially thought — then this might be the perfect thing for you.
Three major financial challenges of retirement are 1) growing your wealth beforehand, 2) making your money last, and 3) maintaining healthy cash flow.
Keep reading to learn strategies that can help you start to figure these things out so that you can enjoy retirement … instead of worrying about money.
Pay no interest until January 2026
Imagine getting 21 months from account opening with 0% interest on a balance transfer or a big purchase. Sounds great — right? You could dramatically change your financial picture with this industry-leading card — the Wells Fargo Reflect® Card(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 21 months from account opening on purchases. After the intro period for purchases and balance transfers, the APR is 18.24%, 24.74%, or 29.99% Variable.
The best part? There's no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Earn $200 cash rewards bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.
The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Get a personalized financial plan to reach your goals faster
73% of Americans rank finances as their chief stress in life, according to a recent study.1 If you’re part of that 73%, J.P. Morgan Personal Advisors could help ease that stress.
Schedule your free one-on-one financial planning session with J.P. Morgan Personal Advisors,2 and you’ll get access to a team of fiduciary advisors who will create a personalized financial plan catered to your lifestyle and financial goals.
Working with an advisor may sound scary, but J.P. Morgan’s advisors are fiduciaries, so you can be confident that any advisor you work with has your best interest at heart.
Book your free financial planning session here
Paid Non-Client Promotion
FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)
Earn potentially $1,000s for basically free by opening this account as early as possible in life
If you’re not using a high yield savings account already, we just have one question: WHY?! You could be missing out on $1,000s of basically free money.
The Customers Bank high yield savings account offers a rare 5.11% APY3 — compare that to national average APY of 0.47% (as of Feb. 8, 2024). This could be worth hundreds, even thousands of dollars in practically passive income.
The secret: Compound interest. See, the earlier in life you start putting money into this type of account, the more you can earn over time. Depending on when you start contributing, there’s potentially hundreds of thousands of dollars on the line.
Let’s say you put $50,000 into a high yield account at 5.00% APY at 30-years-old. Then, you contribute $5,000 a year, every year, until age 50. With interest compounding daily, you’d walk away with $303,467.67! But … if you start at age 45, you’d only have $91,898.37.
Open an account today — the sooner, the better. Customers Bank is powered by Raisin's savings marketplace, there are NO fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance, Customers Bank provides a more secure online banking experience and a safer place to store your extra cash.
Click here to open a Customer Bank high yield savings account