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Living paycheck to paycheck can mean sleepless nights spent wondering how you'll cover your bills if something unexpected happens. Even if you're an expert at timing your bill payments so nothing bounces, it's still SUPER stressful.
Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We've got some simple moves you can make today to start earning and saving more. Let's do this!
Get out of $20,000 or more of credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
Accredited Debt Relief is designed specifically to help you get out of credit card debt faster (and for less), without having to make drastic life changes. With Accredited Debt Relief, you could reduce your monthly credit card payments by up to 40% or more and be debt free in 24-48 months.
How to get Accredited Debt Relief to lower your debt: Sign up for a free quote here. (Do not skip this step!) By getting a free, no-obligation quote and speaking with a consolidation specialist, they can immediately assist you in paying off your debt and calculating reduced monthly payments. They’ll let you know right away how much you might be able to save … but only if you request a quote.
Pay no interest on balance transfers until nearly 2026
Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.
The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).
Click here to apply here for the Citi Double Cash® Card
Borrow up to $50k to finally crush your debt
Looking for some cash to pay off credit card debt? A personal loan could help.
Our partner AmONE will match you with loan providers to fit your specific needs. Just fill out one quick application and they’ll show you multiple loan offers. There's no application fee and no minimum credit score needed to apply.
Why not check if you qualify? As long as you’re approved, you could receive your loan as early as the next business day.
Eliminate your late tax debt
Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.
Fresh Start Initiative could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Fresh Start Initiative talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.24% - 28.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.
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National Debt Relief Benefits
- No upfront fees1
- One-on-one evaluation with a debt counseling expert
- For people with $7,500 in unsecured debts and up